Rates effective: 9/18/2025 – Rates are subject to change without notice

TypeTermsRatesAPR
Owner Occupied, 1 - 4 Family
First Mortgages:
5/1 year ARM30 Year5.25%6.367%
Fixed10 Year5.25%5.381%
15 Year5.50%5.592%
20 Year5.75%5.824%
25 Year6.00%6.063%
30 Year6.00%6.056%
Home Equity Lines10 Year DrawPrime
15 Year Payback
Home Equity Loans - 1st Lien1-9 years5.75%5.783% Minimum $5K
(Up to 80% appraised value)10 years 6.25%6.268%
15 years6.50%6.513%
Home Equity Loans - 2nd Lien1-9 years6.75% 6.783%
10 years7.25%7.268%
15 years7.507.513%
Adjustable rate15 YearUS T BILL + 4%

ARM is an adjustable rate mortgage. It is variable in nature and subject to change.
APRs are based on a loan amount of $250,000, which includes approximate finance charges.