Consumer Loan Rates
Consumer Loan Rates effective 1/1/2021
| Type | Terms | APR |
|---|---|---|
| VISA | Open | 11.99% |
| Overdraft Line of Credit | Open | 18.00% |
| Share Secured | Open | Savings Rate + 3.00% |
| Unsecured* | 1 Year | 9.25% |
| 2 Year | 9.25% | |
| 3 Year | 9.25% | |
| 4 Year | 9.25% | |
| Motorcycle | ||
| Model years 2021-2016 | 1 - 3 years | 3.24% |
| Used 2015-2013 | Up to 5 Years | 6.24% |
| Automobile* | ||
| 2021-2019 | 24-63 months | 2.79% |
| 2021-2019 | 64-75 months | 3.24% |
| 2021-2019 | 76-84 months | 3.99% |
| 2018-2014 | 24-63 months | 2.99% |
| 2018-2014 | 64-75 months | 3.64% |
| 2018-2014 | 76-84 months | 4.24% |
| 2013-2012 | 24-63 months | 5.24% |
| Recreational Vehicles* | ||
| New | Up to 5 Years | 6.50% |
| 6 to 10 Years | 7.50% | |
| Used | Up to 5 Years | 7.50% |
| 6 to 10 Years | 8.50% |
*Rates as low as…