Mortgage Rates
Rates effective: 10/23/2026 – Rates are subject to change without notice
Mortgages
| Type | Terms | Rates | APR |
|---|---|---|---|
| Owner Occupied, 1 - 4 Family | |||
| First Mortgages: | |||
| 5/1 year ARM | 30 Year | 15-year Market Rate -0.50% | |
| Fixed | 10 Year | 5.49% | 5.621% |
| 15 Year | 6.00% | 6.094% | |
| 20 Year | 6.125% | 6.20% | |
| 30 Year | Market Rate -1.00% |
For current 5/1 year ARM and 30 year fixed mortgage rates, click here
ARM is an adjustable rate mortgage. It is variable in nature and subject to change.
APRs are based on a loan amount of $250,000, which includes approximate finance charges.
For additional mortgage options through our partnership with Members Mortgage Company, click here.
Equities
| Type | Terms | Rates | APR |
|---|---|---|---|
| Home Equity Lines | 10 Year Draw | Prime | |
| 15 Year Payback | |||
| Home Equity Loans - 1st Lien | 1-9 years | 6.00% | 6.033% Minimum $5K |
| (Up to 80% appraised value) | 10 years | 6.49% | 6.508% |
| 15 years | 7.00% | 7.013% | |
| Home Equity Loans - 2nd Lien | 1-9 years | 7.00% | 7.034% |
| 10 years | 7.49% | 7.508% | |
| 15 years | 8.00 | 8.013% | |
| Adjustable rate | 15 Year | US Treasury Bill +4.00% |
APRs are based on a loan amount of $250,000, which includes approximate finance charges.