Rates effective: 8/16/2023 – Rates are subject to change without notice
*ARM is an adjustable-rate mortgage. It is variable in nature and subject to change. APR is based on a loan amount of $200,000, which includes approximately $4,500 in closing costs.
Type | Terms | Rates | APR |
---|---|---|---|
Owner Occupied, 1 - 4 Family | |||
First Mortgages: | |||
5/1 year ARM | 30 Year | 5.375% + 0 pts. | 6.97% |
Fixed | 10 Year | 6.50% | 6.50% |
15 Year | 6.75% | 6.75% | |
20 Year | 7.00% | 7.00% | |
25 Year | 7.25% | 7.25% | |
30 Year | 7.25% | 7.25% | |
Home Equity Lines | 10 Year Draw | Prime | |
15 Year Payback | |||
Home Equity Loans | 1-5 years | 7.00% | 7.00% Minimum $5K |
(Up to 80% appraised value) | 6-7 years | 7.00% | 7.00% |
8-9 years | 7.00% | 7.00% | |
10 years | 7.50% | 7.50% | |
15 years | 7.75% | 7.75% | |
Adjustable rate | 15 Year | US T BILL + 4% |