Rates effective: 5/12/22

* ARM is an adjustable-rate mortgage. It is variable in nature and subject to change.

TypeTermsRatesAPR
Owner Occupied, 1 - 4 Family
First Mortgages:
1 year ARM30 Year4.125%+ 0 pts4.211%
3/3 year ARM30 Year4.250% + 0 pts.4.34%
5/1 year ARM30 Year3.75% + 0 pts.3.821%
Fixed10 Year4.00% + 0 pts.
15 Year4.25% + 0 pts.
20 Year4.50% + 0 pts.
25 Year5.00 + 0 pts.
30 Year5.00% + 0pts.
Home Equity Lines10 Year DrawPrime
15 Year Payback
Home Equity Loans1-5 years4.00%Minimum $5K
(Up to 80% appraised value)6-7 years4.00%
8-9 years4.00%
10 years 4.50%
15 years5.00%
Adjustable rate15 YearUS T BILL + 4%