Mortgage rates effective 4/29/2020

* ARM is an adjustable rate mortgage. It is variable in nature and subject to change.

TypeTermsRatesAPR
Owner Occupied, 1 - 4 Family
First Mortgages:
1 year ARM30 Year4.125%+ 0 pts4.211%
3/3 year ARM30 Year4.250% + 0 pts.4.34%
5/1 year ARM30 Year3.75% + 0 pts.3.821%
Fixed10 Year3.125% + 0 pts.3.174%
15 Year3.25% + 0 pts.3.303%
20 Year3.50% + 0 pts.3.562%
25 Year3.75% + 0 pts.3.821%
30 Year3.75% + 0pts.3.821%
Home Equity Lines10 Year DrawPrime
15 Year Payback
Home Equity Loans1-5 years4.125%Minimum $5K
(Up to 80% appraised value)6-7 years4.125%
8-9 years4.125%
10 years 4.250%
15 years4.500%
Adjustable rate15 YearUS T BILL + 4%