Rates effective:  8/16/2023 – Rates are subject to change without notice

*ARM is an adjustable-rate mortgage. It is variable in nature and subject to change. APR is based on a loan amount of $200,000, which includes approximately $4,500 in closing costs.

TypeTermsRatesAPR
Owner Occupied, 1 - 4 Family
First Mortgages:
5/1 year ARM30 Year5.375% + 0 pts.6.97%
Fixed10 Year6.50%6.50%
15 Year6.75%6.75%
20 Year7.00%7.00%
25 Year7.25%7.25%
30 Year7.25%7.25%
Home Equity Lines10 Year DrawPrime
15 Year Payback
Home Equity Loans1-5 years7.00%7.00% Minimum $5K
(Up to 80% appraised value)6-7 years7.00%7.00%
8-9 years7.00%7.00%
10 years 7.50%7.50%
15 years7.75%7.75%
Adjustable rate15 YearUS T BILL + 4%