Rates effective: 10/10/2024 – Rates are subject to change without notice
| Type | Terms | Rates | APR |
|---|---|---|---|
| Owner Occupied, 1 - 4 Family | |||
| First Mortgages: | |||
| 5/1 year ARM | 30 Year | 5.25% | 6.367% |
| Fixed | 10 Year | 5.50% | 5.631% |
| 15 Year | 5.75% | 5.843% | |
| 20 Year | 6.00% | 6.074% | |
| 25 Year | 6.25% | 6.314% | |
| 30 Year | 6.25% | 6.307% | |
| Home Equity Lines | 10 Year Draw | Prime | |
| 15 Year Payback | |||
| Home Equity Loans | 1-5 years | 6.00% | 6.033% Minimum $5K |
| (Up to 80% appraised value) | 6-7 years | 6.00% | 6.024% |
| 8-9 years | 6.00% | 6.019% | |
| 10 years | 6.50% | 6.518% | |
| 15 years | 6.75% | 6.763% | |
| Adjustable rate | 15 Year | US T BILL + 4% |
ARM is an adjustable rate mortgage. It is variable in nature and subject to change.
APRs are based on a loan amount of $250,000, which includes approximate finance charges.