Mortgage Rates
Mortgage rates effective 2/1/2021
* ARM is an adjustable rate mortgage. It is variable in nature and subject to change.
| Type | Terms | Rates | APR |
|---|---|---|---|
| Owner Occupied, 1 - 4 Family | |||
| First Mortgages: | |||
| 1 year ARM | 30 Year | 4.125%+ 0 pts | 4.211% |
| 3/3 year ARM | 30 Year | 4.250% + 0 pts. | 4.34% |
| 5/1 year ARM | 30 Year | 3.75% + 0 pts. | 3.821% |
| Fixed | 10 Year | 2.75% + 0 pts. | 2.788% |
| 15 Year | 2.875% + 0 pts. | 2.916% | |
| 20 Year | 3.00% + 0 pts. | 3.045% | |
| 25 Year | 3.125% + 0 pts. | 3.174% | |
| 30 Year | 3.125% + 0pts. | 3.174% | |
| Home Equity Lines | 10 Year Draw | Prime | |
| 15 Year Payback | |||
| Home Equity Loans | 1-5 years | 4.00% | Minimum $5K |
| (Up to 80% appraised value) | 6-7 years | 4.00% | |
| 8-9 years | 4.00% | ||
| 10 years | 4.50% | ||
| 15 years | 5.00% | ||
| Adjustable rate | 15 Year | US T BILL + 4% |