Rates effective: 1/12/2023 – Rates are subject to change without notice

* ARM is an adjustable-rate mortgage. It is variable in nature and subject to change.  APR is based on the total loan amount, which includes finance charges.

TypeTermsRatesAPR
Owner Occupied, 1 - 4 Family
First Mortgages:
5/1 year ARM30 Year4.75% + 0 pts.4.75%
Fixed10 Year5.50%5.50%
15 Year5.75%5.75%
20 Year6.00%6.00%
25 Year6.25%6.25%
30 Year6.25%6.25%
Home Equity Lines10 Year DrawPrime
15 Year Payback
Home Equity Loans1-5 years5.75%5.75% Minimum $5K
(Up to 80% appraised value)6-7 years5.75%5.75%
8-9 years5.75%5.75%
10 years 6.25%6.25%
15 years6.75% 6.75%
Adjustable rate15 YearUS T BILL + 4%