Rates effective: 8/16/2023 – Rates are subject to change without notice
*ARM is an adjustable-rate mortgage. It is variable in nature and subject to change. APR is based on a loan amount of $200,000, which includes approximately $4,500 in closing costs.
| Type | Terms | Rates | APR |
|---|---|---|---|
| Owner Occupied, 1 - 4 Family | |||
| First Mortgages: | |||
| 5/1 year ARM | 30 Year | 5.375% + 0 pts. | 6.97% |
| Fixed | 10 Year | 6.50% | 6.50% |
| 15 Year | 6.75% | 6.75% | |
| 20 Year | 7.00% | 7.00% | |
| 25 Year | 7.25% | 7.25% | |
| 30 Year | 7.25% | 7.25% | |
| Home Equity Lines | 10 Year Draw | Prime | |
| 15 Year Payback | |||
| Home Equity Loans | 1-5 years | 7.00% | 7.00% Minimum $5K |
| (Up to 80% appraised value) | 6-7 years | 7.00% | 7.00% |
| 8-9 years | 7.00% | 7.00% | |
| 10 years | 7.50% | 7.50% | |
| 15 years | 7.75% | 7.75% | |
| Adjustable rate | 15 Year | US T BILL + 4% |