Share & Deposit Rates

Share & Deposit rates effective 3-15-2012

TypeTermsRatesAPY*
Passbook Share AccountOpen0.10%0.10%
Statement Share AccountOpen0.10%0.10%
Share DraftOpen0.05%0.05%
Money Market AccountOpen0.20%0.20%
Variable Passbook IRA Open0.20%0.20%
Christmas Club12 months0.10%0.10%
Certificates12 Months0.14%0.15%
Certificates24 Months0.732%0.75%
Certificates36 Months.984%1.00%
IRA Certificates12 Months0.14%0.15%
IRA Certificates24 Months0.732%0.75%
IRA Certificates36 Months.984%1.00%
Safe Deposit Box Rates
2 1/2 x 4 1/21 year$18.00
4 1/2 x 4 1/21 year$25.00
2 1/2 x 101 year$35.00
4 1/2 x 101 year$60.00
9 1/2 x 9 1/21 year$95.00
Penalty on Early Withdrawal of Certificates.
* APY equals Annual Percentage Yield.

CDs:
$1000 minimum