Share & Deposit Rates

Share & Deposit rates effective 8-1-2011

TypeTermsRatesAPY*
Passbook Share AccountOpen0.15%0.15%
Statement Share AccountOpen0.15%0.15%
Share DraftOpen0.10%0.10%
Money Market AccountOpen0.20%0.20%
Variable Passbook IRA Open0.20%0.20%
Christmas Club12 months0.15%0.15%
Certificates12 Months0.35%0.35%
Certificates24 Months0.85%0.85%
Certificates36 Months1.20%1.20%
IRA Certificates12 Months0.35%0.35%
IRA Certificates24 Months0.85%0.85%
IRA Certificates36 Months1.20%1.20%
Safe Deposit Box Rates
2 1/2 x 4 1/21 year$18.00
4 1/2 x 4 1/21 year$25.00
2 1/2 x 101 year$35.00
4 1/2 x 101 year$60.00
9 1/2 x 9 1/21 year$95.00
Penalty on Early Withdrawal of Certificates.
* APY equals Annual Percentage Yield.

CDs:
$1000 minimum