Share & Deposit Rates

Share & Deposit rates effective 7-13-2010

TypeTermsRatesAPY*
Passbook Share AccountOpen0.25%0.25%
Statement Share AccountOpen0.30%0.30%
Share DraftOpen0.15%0.15%
Money Market AccountOpen1.00%1.01%
Variable Passbook IRA Open0.995%1.00%
Christmas Club12 months0.30%0.30%
Certificates3 Months0.698%0.70%
Certificates6 Months0.748%0.75%
Certificates9 Months0.749%0.75%
Certificates12 Months0.995%1.00%
Certificates24 Months1.588%1.60%
Certificates36 Months1.785%1.80%
IRA Certificates6 Months0.748%0.75%
IRA Certificates9 Months0.749%0.75%
IRA Certificates12 Months0.995%1.00%
IRA Certificates24 Months1.588%1.60%
IRA Certificates36 Months1.785%1.80%
Safe Deposit Box Rates
2 1/2 x 4 1/21 year$18.00
4 1/2 x 4 1/21 year$25.00
2 1/2 x 101 year$35.00
4 1/2 x 101 year$60.00
9 1/2 x 9 1/21 year$95.00
Penalty on Early Withdrawal of Certificates.
* APY equals Annual Percentage Yield.

CDs:
$1000 minimum

Money Market:
$2500 or less = .85%
$2501 or greater = 1.00%