Mortgage Rates

Mortgage rates effective 3/1/17

* ARM is an adjustable rate mortgage. It is variable in nature and subject to change.

TypeTermsRatesAPR
Owner Occupied, 1 - 4 Family
First Mortgages:
1 year ARM30 Year3.000%+ 0 pts3.470%
2.750% + 1 pt.3.637%
3 year ARM30 Year3.250% + 0 pts.3.457%
3.000% + 1 pt.3.916%
5 year ARM30 Year3.500% + 0 pts.3.500%
3.250% + 1 pt.3.937%
Fixed10 Year2.750% + 0 pts.2.750%
15 Year3.000% + 0 pts.3.000%
20 Year3.490% + 0 pts.3.490%
25 Year3.750% + 0 pts.3.750%
30 Year3.990% + 0pts.3.990%
Home Equity Lines10 Year DrawPrime - 0.50%
15 Year Payback
Home Equity Loans1-5 years2.750%Minimum $5K
(Up to 80% appraised value)6-7 years3.000%
8-9 years3.000%
10 years 3.000%
15 years 3.250%
Adjustable rate15 YearUS T BILL + 4%
Construction LoansInitial Rate
1 Year ARM30 Year6.25% + .50 pt. 8.024%
5/1 Year ARM30 Year6.50% + .50 pt.7.731%
Construction Period 12 months interest only Payments during construction